Most Popular
Merchant Cash Advance
$10K – $2M
Get a lump sum now, repay through a small % of daily card sales. Fast, flexible, no fixed monthly payments.
Approval time24–48 hours
Term3–24 months
Credit500+ OK
Fixed Payments
Term Loans
$25K – $5M
Predictable monthly payments over a set term. Ideal for major purchases, expansion, or refinancing existing debt.
Approval time1–3 weeks
Term1–10 years
Credit600+ preferred
Cash Flow
Working Capital Loans
$10K – $500K
Keep operations running smoothly. Cover payroll, inventory, and day-to-day expenses with fast, flexible capital.
Approval time24–72 hours
Term3–18 months
Credit550+ OK
Business Line
Business Line of Credit
$25K – $500K
Draw what you need, when you need it. Only pay interest on what you use. Great for managing cash flow gaps.
Approval time48–72 hours
RevolvingYes
Credit600+ preferred
Government Backed
SBA 7(a) Loan
Up to $5M
The most common SBA loan. Low rates and long terms for working capital, equipment, real estate, and debt refinancing.
Approval time2–8 weeks
TermUp to 25 years
RatePrime + 2.75%
Government Backed
SBA 504 Loan
Up to $5.5M
Designed for major fixed assets — commercial real estate and heavy equipment — with below-market fixed interest rates.
Approval time4–8 weeks
Term10–25 years
UseReal estate / Equipment
Commercial
Conventional / Commercial Mortgage
$100K – $10M+
Purchase or refinance commercial and investment properties with competitive long-term fixed or adjustable rates.
Term5–30 years
LTVUp to 80%
Approval time2–4 weeks
Home Equity
HELOC
$25K – $500K
Tap into your home or commercial property equity with a revolving credit line. Use it for renovations, business capital, or investments.
Draw periodUp to 10 years
LTVUp to 85%
Approval time1–3 weeks
Asset-Based
Hard Money Loans
$50K – $5M
Fast, asset-based lending for real estate investors. Credit is less of a factor — the property value drives the deal.
Approval time1–2 weeks
Term6–36 months
LTVUp to 70%
Development
Construction Loans
$100K – $10M+
Ground-up construction or major renovation financing. Funds disbursed in stages as your project progresses.
Build period6–24 months
LTVUp to 75%
Approval time2–4 weeks
Short-Term
Bridge Loans
$100K – $5M+
Close quickly on a new property while waiting for long-term financing or the sale of another asset. Fast and flexible.
Term6–24 months
Approval time1–2 weeks
LTVUp to 75%
Portfolio
Blanket Loans
$500K – $10M+
Finance multiple properties under a single loan. Ideal for real estate investors looking to streamline their portfolio management.
Properties2+ properties
Term5–30 years
Approval time2–4 weeks
High-Value
Jumbo Loans
$726K+
For high-value residential and commercial properties that exceed conventional conforming loan limits. Residential or investment.
Credit700+ preferred
LTVUp to 80%
Approval time2–4 weeks